GEMC FCU provides all the benefits of a member-owned financial institution to employees and family members of the electric cooperatives (excluding Flint EMC) in the state of Georgia and associated service organizations in the EMC system. We are constantly adding groups to our credit union family in an effort to meet the financial needs of all those who desire credit union membership. We proudly serve employees of the following groups (members of an employee's immediate family or household members are also eligible to join):

Employer and Employee Benefits

Membership in GEMC FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:

• Provides security for funds, with accounts insured up to $100,000 by the National Credit Union Administration, a U.S. government agency.
• Offers a full line of free or discounted financial products and services.
• Provides dependable, friendly, personalized service.
• Provides printed materials for the introduction and promotion of services.
• Offers convenience.
• Increases members' knowledge of financial options.
• Extends membership privileges to family members.
• Places members' interests first.