GEMC FCU was established in 1969 when a group of employees of the Georgia Electrical Membership Cooperatives (EMC's) decided to form a financial cooperative where members could help each other save and borrow. GEMC FCU has grown by leaps and bounds over the years, and is currently one of the largest, most financially secure credit unions in Georgia.

GEMC FCU serves the employees and family members of the electric cooperatives (excluding Flint EMC) in the state of Georgia and associated service organizations in the EMC system. GEMC FCU also serves member consumers and family members of GreyStone Power Corporation. Your co-op has a dedicated representative to handle most of your credit union needs. Look to him or her for loans, deposits and other financial services.