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Who May Join?
For detailed information on who is eligible to join, please click here.

How do I join?
Print out and complete the Membership Application and bring it to one of our branch locations. Click here for Branch Information and Locations. No appointment is necessary. Membership is established with a one-time, non-refundable $10 member ship fee and a $5 deposit to a Share Savings Account. 

Join at work
Employees of our member EMCs have the option to visit their EMC Credit Union Service Advisor to open their GEMC FCU account. 


ATM Locations
GEMC FCU has two ATM locations where you can use your GEMC FCU ATM or Debit card for unlimited surcharge-free transactions. These ATMs are conveniently located at our Douglasville branch and at our new location at the Carroll EMC Headquarters Office in Carrollton, GA.

Douglasville
4040 Bankhead Hwy
Douglasville, GA 30134
 
Carroll EMC - Headquarters Office
155 N. Highway 113
Carrollton, GA 30117


GEMC FCU is also a partner in the Credit Union 24 Network, offering thousands of surcharge-free ATM options nationwide using CU HERE terminals, and in Georgia using the MoneyPass network.

Explore the ATM/Branch Locator to the right to find the ATM most convenient to you.

Please note that there is a $2.00 fee per transaction at all non-GEMC FCU ATMs if more than 5 transactions are made in a calendar month. See Fee Schedule for details.


PowerLine® Automatic Teller

Phone Number: 1-888-462-2844

PowerLine® Teller allows you to access your account information anytime via the phone. You can check balances, make loan payments, and transfer balances with this convenient automated system. It is just another amazing and free service offered by GEMC FCU.

To begin using PowerLine® Teller either pick up an application at one of our locations or click here for a printable application. After you complete the application return it to the credit union for processing.


GEMC FCU has partnered with Credit Union Service Centers to offer GEMC FCU services to our members across the state and country. Members have over 3,800 Share Service Center Outlets available to make deposits, withdrawals, balance inquiries, transfer funds, and make loan payments.

Enter your search information into the ATM & Branch locator on the right side of this page to find a Service Center location convenient to your home, work, or travel location.

Due to the nature of a Service Center or Outlet, members cannot take part in any of the following services: opening any account, applying for a loan, picking up a loan check, anything involving IRAs, or negotiating certificate accounts. Deposit holds may apply. Please refer to the Funds Availability Policy Disclosure or contact the Credit Union.



GEMC Federal Credit Union strives to find ways to save our member's money. Our members are eligible for discounts on their homeowners or auto insurance through our partnership with Liberty Mutual Insurance Company. Many of our members have saved hundreds of dollars on their annual insurance costs!

Call today to see how much you could save by switching to Liberty Mutual Insurance. 

For a free, no-obligation quote, contact:

Michael Spells

Phone:  (678) 838-9219 ext. 56835

E-mail:  Michael.Spells@libertymutual.com

Online at www.LibertyMutual.com/MichaelSpells

Discounts and programs are available where state laws and regulations allow, and may vary by state.  To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.  Coverage provided and underwritten by Liberty Mutual Insurance Company and affiliates.  175 Berkeley St., Boston, MA.



On occasion Credit Union cars, trucks, RV's, boats, motorcycles or homes are available for sale to members. Financing is available through GEMC FCU.

  • For more information or to schedule a test drive, contact: Nancy
Contact Info: Phone Number: 770-270-7852

100% Financing Available With Approved Credit.
All vehicles are clean and a car FAX vehicle report has been pulled for review.

Photo Year Make Model and Description Mileage Priced at

Currently, there are no Credit Union cars available for sale.

Thank you for your interest.

 
   
   

 



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