GREAT ways to Save

Prices for eveything see to be on the rise, whether you're at the gas station or the grocery store. But there's no reason just to sit back and let all the rising prices get to you! There are a few simple, and many times free, things you can do to help cut costs in your life; from the grocery store to car insurance to heating and cooling bills. You might be surprised to at your options, andmost of them will cool you little or no money! Want to save even more money? An extended version of this article with additional money saving tips can be found online at www.gemc.org. Click here!

Saving in the Summer Heat
Use Your Ceiling Fans! Just one fan in a room can make it feel 60 or 7 degrees cooler, and running your ceiling fan costs less than running your air conditioner to feel those same cooling effects.

Saving When It's Time to Buy A Car
Take Advantage of the GEM FCU Partnership with Car Solutions! Once you try them, you'll see that Nick Dailey and Car Solutions is the only way to go when purchasing a new or previously owned vehicle. Nick will search new and used car lots to get you the vehicle you want at the price you want to pay. Plus when you finance through GEMC FCU you'll receive a 1/2% discount on your loan rate. And, for a limited time only, that discount rate will also come with a free tank of gas! Savings all around! Call Nick at 404-530-9000 today!

Saving on Car Insurance
Ask A Trusted Advisor: GEMC FCU has our own LIberty Mutual Insurance representative available to help answer your insurance questions for FREE and with no obligation. Call Kerry Mooney at 678-838-9219, x 56848. She can help evaluate your current needs and current policies and help determine the coverage that's perfect for you.

Saving on the Cost of Gas
Get Rid of the Extra Weight. And no, that doesn't mean that you have to go on a diet. Take a look at all the staff rattling around in your trunk or under your seats and take out all the things that could be weighing your car down. Also consider removing unused removable and bike racks, which cause drag and make your burn more gas. Did you know that by taking the removable roof rack off your vehicle, you could improve your fuel economy by up to 5%?

Saving When It's Cold Outside
Use a Programmable Thermostat. Why heat the house when no one's home? Yes, they can be expensive to buy, but the savings in your heating (and cooling) bills should make up for the expense within the first year, if you use it wisely.

Many of these tips we've gotten from the "10 Tips" section of msnbc.com so if you're searching for even more ways to save, head on over.

IGEMC FCU
"It Belongs to ME!"

More than 170 million Credit Union membersworldwide can make that statement. What does it really mean?

It means you own your Credit Union, and we only exist to serve you. Come join the celebration and learn more about what GEMC FCU can do for you and your family. Join us for our Open House Celebrations in:

Douglasville on October 14th
Tucker on October 16th, and
Dallas on October 21st.

All Open House events run from 10 to 2 with refreshments and door prizes available.

Consultants from Car Solutions, Liberty Mutualand CUFS, our mortgage partner, will be available to give you money saving ideas and tips.