For those seeking to earn a dividend on their checking accounts, GEMC FCU offers Dividend Checking. Like the Free Checking Account, all it takes is $100 to open. You'll also still benefit from no limitations on the number of checks, duplicate style checks, no monthly fee and overdraft protection. Unlike our Free Checking, however, you'll need to maintain a $500 Average Daily Balance to avoid a $5 monthly account fee.

With a GEMC FCU Dividend Checking account you can enjoy the following attractive features:

• Free Visa Debit Card
• Pre-authorized automatic drafts
• 24-hour account access through PowerLineSM, our telephone teller system, and Web Account Access.
• 2 no-fee credit union ATM's and ATM services via CU24®, CU HERE®, STAR® and CIRRUS® systems.
• Overdraft protection
• No per check charges
• Direct deposit
• Competitive dividend rates
• Duplicate check styles

Click here for a checking application, or contact us for more information.