GEMC FCU offers two outstanding checking options with one thing in common: No gimmicks. We offer a FREE Checking Account with FREE Visa Debit Card. Write as many checks as you need and don't worry about a minimum balance. There's also a Dividend Checking option where you can earn dividends on your funds, free with a minimum Average Daily Balance. So whether you're seeking to earn on your checking or simply want an authentic FREE checking alternative, GEMC FCU can help. Stop worrying about those monthly fees and choose GEMC FCU Checking. For more information on either of our attractive Checking Accounts, or to apply for GEMC Checking click on a link in the menu to the right.