Skip the dealer's gimmicks and secure financing first! Since we're not motivated by lofty profit goals, we can offer attractive rates with flexible terms and no hidden fees. Whether you're looking to finance a new car, refinance your current loan, or shopping for a pre-owned vehicle, we can save you time and money by pre-approving you for a loan before you negotiate the price of the car. No one wants to spend the entire day in the financing department. Come to GEMC FCU first. It's the only way to go!

Click on the NetDirect icon for the quickest, easiest way to apply for your loan. Click here for the latest auto loan rates.

Need help finding a car. Try Car Solutions , our no-hassle car buying service. They'll work with you to find the car you want, negotiate the price, and arrange delivery. Call today for a FREE consultation.

Click here for information on GAP. Click here for information on Mechanical Breakdown Insurance.