At GEMC Federal Credit Union, we offer the Visa Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a GEMC Federal Credit Union Visa Card. Our fixed rate and generous benefits make it the only card to hold. Don't worry about costly fees and short grace periods. Get your GEMC FCU Visa today!
With your GEMC FCU Visa Credit Card you can enjoy the following features:
- No annual fee
- 25-day grace period
- No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
- Free travel and accident insurance
Optional life and disability insurance available at low rates.
| VISA® Classic |
|
| Annual
Percentage Rate (rates fixed) |
11.90% |
| Annual
Membership Fee |
NONE |
| Grace
Period for Purchases |
25
DAYS |
| Method
of Computing Balance |
Average
Daily Balance
(including new purchases) |
| Minimum
Finance Charge |
NONE |
| Transaction
Fee |
NONE |
| Cash
Advance Fee: NONE
Over-Credit-Limit Fee: $15.00
Late Payment Fee: $15.00 if paid twenty (20) or more days after due date. Late payments and over-limit transactions violate your VISA® account agreement.
Returned Check Fee: $15.00
|
|
