Whether you're shopping for a brand new or new-to-you car or looking to refinance your current auto loan, GEMC FCU is here with attractive rates, flexible terms, and no hidden fees. Apply now to secure Credit Union financing before you start shopping.
Car Solutions
Car Solutions is a new and previously-owned auto buying service that helps members find their perfect vehicle. Tell Car Solutions about the vehicle you'd like to buy, and they'll locate it, negotiate the best price, provide you with information on available rebates, optional equipment and payments, and even arrange to have the vehicle delivered to you. Contact Car Solutions.
Finance the vehicle Car Solutions finds you at GEMC FCU, and we'll discount your Credit Union loan rate by an additional 0.50%.
PowerHouse® Loans
The unique design of this auto loan has potential tax benefits, making your already low auto loan rate even lower! Contact us for more information.
*Contact your tax advisor for eligibility.
GAP (Guaranteed Auto Protection)
GAP coverage is an additional level of protection available to new and used auto loans. In the event your vehicle is damaged in an accident or is stolen, GAP will help cover expenses typically paid out-of-pocket. For more information, ask your loan officer.
MBI (Mechanical Breakdown Insurance)
Automotive Premium Value Protection from Mercury Insurance Group is an additional insurance coverage available to cover the extra costs associated with a vehicle breakdown. Emergency Road Service, Lost Key Lockout Service, Towing and Authorized Repair Facility listings are just a few of the benefits. For more information, speak to your loan officer.
Auto Loan Discount Pricing Program
Take advantage of our available Auto Loan Discounts to possibly lower your Credit Union Auto Loan rate by an additional 0.50%!
What discounts do you qualify for?
Apply Now for a GEMC FCU Credit Card
| |
VISA Platinum |
VISA Classic |
VISA Secured |
| Designed for: |
For members with excellent credit who want a card with a low rate and increased spending flexibility. |
For members with good credit who want a card with a low rate. |
For members looking to establish or re-establish credit. (Student Version is also available.) |
| Rate |
8.90% APR |
11.90% APR |
16.90% APR |
| Annual Fees |
None |
None |
None |
| Grace Period |
25 Days |
25 Days |
25 Days |
| Credit Lines begin at |
$5,000 |
$500 |
$500 |
| Account Set-Up Fees |
None |
None |
$25
125% of desired credit limit held on deposit with GEMC FCU. |
| APR: Annual Percentage Rate.Qualification based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, forms, and conditions are subject to change at any time without notice. Call us at (770) 270-7851 for current rates, terms and conditions. |
Card
Member Services: 1-800-299-9842
Lost/Stolen: 1-800-299-9842
Written Inquiries:
GEMC Federal Credit Union
P.O.Box 450449
Atlanta, GA 31145-0449
Payments:
Nearest GEMC FCU Location or
P.O. Box 31279
Tampa FL 33631-3279
Non-emergency issues contact GEMC FCU:
770-270-7851 |
eZCardInfo
Manage your GEMC FCU Credit Card at www.ezcardinfo.com. You can access your credit card activity in "real time", make payments, and view your account statements. eZCardInfo is your one-stop-shop for your credit card services.
Verified by Visa
Visa offers comprehensive fraud protection, but Verified by Visa goes a step further, adding an extra layer of security at the point where you enter credit card information online. The service helps prevent unauthorized online use before it happens by confirming your identity with an additional password. Available only at participating online merchants.
Mortgages
GEMC FCU offers first mortgages and financing options through our mortgage partner, Credit Union Financial Services (CUFS). CUFS is Credit Union owned and operated, ensuring you the same low rates and superior service you'll find at GEMC FCU.
Contact CUFS for your mortgage needs at 678-658-4466, or apply for your mortgage loan online at www.cufs.org.
HELOCs
Whether you need to make home repairs, purchase a vehicle or take a vacation, a GEMC FCU Home Equity Line of Credit might be right for you. Once you establish your line of credit you only pay a low monthly payment on the amount you borrow.
We offer a variety of Home Equity loan programs for our members. The best way to determine the right program for you is to discuss your needs with one of our loan officers. Call 770-270-7851 and learn how we can make your dreams become reality.
There are hundreds of uses for a personal loan; a family vacation, holiday spending, auto repairs, new appliances...the list could go on and on. Our personal loans offer low rates, generous limits, and flexible terms. Whatever your needs, you won't find a better deal. Apply today!
GEMC FCU also has loans for:
- Boats
- Recreational Vehicles
- Tractors
- Motorcycles
Plus Savings- and Certificate-Secured Loans.
Auto Loans
