GEMC FCU offers a variety of loans for all your borrowing needs. Whether you need an automotive loan, a personal loan, a home equity line of credit, or one of our many loan products, GEMC FCU is here to help find the right loan for you. Best of all, since we're not-for-profit, GEMC FCU is able to offer attractive rates and deliver superior service. We'll work with you during the entire loan process, from determining the right loan for you, to the completion of the application and the disbursement of your funds. Applying for a loan is quick and easy, and absolutely free! For information on GEMC FCU loan products and services, please click on a link in the menu to the right.