Certificate Account

GEMC Federal Credit Union’s Certificate Account is a strong option when you have money to put aside and won’t need to access it for a while. We are excited to help you experience safe and guaranteed growth on those savings. With terms ranging from six months to five years and minimum deposits starting at only $500, your Certificate Account is a long-term investment that will pay out higher dividend rates than a Savings Account. You can find more information by reviewing the Fee Schedule.

Dividends are compounded and paid monthly, early withdrawal penalties apply.