When you open a GEMC Federal Credit Union Checking Account, we’ll give you a free VISA Debit Card. Your card is tied directly to your checking account, so you won’t need to carry cash or pay the interest that comes with a credit card. And since it can be used everywhere VISA Debit is accepted, your card comes in very handy for everyday purchases at the grocery store, the gas station or your favorite online retailer.
While at the checkout, if you decide that you do need some cash on hand and would like to save the time of using an ATM, you can select the “Debit” option and choose cash back. If you simply wish to make a purchase, we suggest you select the “Credit” option.
A Debit Card at GEMC FCU also allows you to use our helpful Card Valet® App. Card Valet allows you to control your card and decide how you want it to be spent. Card Valet® is a great way to keep track of and manage your card, should it ever be out of your hands. With Card Valet® you can set budgets for your cards, limit the types of stores where your card can be used, set alerts, and track recent transactions.
VISA Account Updater
Effective October 1, 2017, your GEMC FCU VISA Debit and/or VISA Credit card will provide the automatic Account Updater free convenience service.
Are there merchants to whom you have given your VISA Debit or VISA Credit card to keep on file for recurring payments? If so, this applies to you.
Whenever you receive a new, or renewed, VISA card, your old card's information (i.e.., card number and expiration date) will automatically update to the new card's number and expiration date - for particpating merchants with whom you maintain your card on file for recurring payments.
|Some examples of recurring card transactions:||Some examples of account-on-file transactions:|
YOU MAY OPT OUT: If you do not want to utilize this convenience, you may OPT-OUT. If you opt-out of this automatic update, it will be incumbent upon you to manually update your auto-charge merchants whenever you receive an updated GEMC FCU debit and/or credit VISA card.
HOW TO OPT OUT: To OPT-OUT, complete the form below and click SUBMIT.
QUESTIONS: Call Member Services.