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Home > Member Resources > Forms & Applications > Holiday Skip A Pay

Holiday Skip A Pay Form

Please complete and return this form to the Credit Union no later than the due date of the loan you wish to skip.

Skip-a-Pay application subject to approval. Loan accounts must be paid to date to be eligible for Skip-a-Pay. Only one month may be skipped per loan, either December or January. All Credit Union loan programs, rates, forms, and conditions are subject to change at any time without notice.

Important Promotional Information - Terms and Conditions

  • Interest charges still accrue on a daily basis
  • Skipping a payment extends the term or length of your loan
  • Open to members with all accounts in good standing only
  • Not available for Home Equity Loans, Credit Cards, Christmas/Holiday Loans, or HomePlus Energy Loans
  • Loan must have 3 months of payment history with no late payments
  • A fee of $25 will be assessed per loan
  • Open-end loans will receive a disclosure detailing how the Skip-a-Pay fee will impact the loan’s effective annual percentage rate
  • Vehicle Loans with GAP coverage are limited to 2 Skip-a-Pay requests for the term of the loan


* Required Fields





    • * Month to Skip


    • Home Phone Number
      ( ) - ext
    • Cell Phone Number
      ( ) - ext
    • Work Phone
      ( ) - ext
    • NEW: Skip up to three loans on a single form! If you would like to skip additional loans, please fill out additional forms.





    • Signature:

    • * Administrative fee will be paid by:


    • Debit $25 per loan skipped from


    • Mail completed form to:

      GEMC Federal Credit Union
      ATTN: Marilyn Ragsdale
      2100 East Exchange Place
      Suite 101
      Tucker, GA 30084

      Email: marilyn.ragsdale@gemc.org
      Phone: 678-384-5552
      Fax: 770-738-7453

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